Hit and Run Accident Results in Death of Eight-Year-Old
June 27, 2012
The Atlanta Journal Constitution reported today that an eight year old
girl was struck and killed by a hit-and-run driver in south Fulton County
on Tuesday night. This
hit and run accident occurred on Campbellton Road on the 5300 block. The girl, who was later
identified as Jaleah Felix of College Park, was transported to Grady Hospital
where she was pronounced dead.
Police are still on the lookout for a dark colored SUV truck that may have
been responsible for this unfortunate and preventable death.
We are saddened to hear of another young life lost due to a hit and run
accident and our prayers go out to the family that has lost this child
at such a young age.
From an injury attorney’s perspective, this case highlights the need
for every person to make sure that they have adequate uninsured motorist
coverage to protect themselves and their family should there ever be a
claim for
or personal injury made against a hit and run driver.
In I a situation where a hit and run driver is cannot be located, a claim
could be made under the automobile policy insurance policy that covers
the injured person, provided that there is adequate uninsured motorist
coverage. In order to make this claim you must make sure that you hire an
Atlanta personal injury attorney
who understands uninsured motorist coverage and its implications in hit-and-run
situations.
What is uninsured motorist coverage?
Uninsured motorist coverage is optional insurance that protects you if
someone injures you and does not have adequate coverage or any coverage
at all. Your insurance company will pay for your injuries in the event
that someone else is at fault. Best way to explain this is by an example.
Let’s say that someone hits you and causes severe injuries. Let’s
say that your personal injury claim is worth $100,000.00.
If the person that hits you only has $25,000 in liability coverage and
you do not have any uninsured motorist coverage, then if the person does
not have any assets, the most that you will likely recover is $25,000
for a claim that is worth $100,000.00. So how do you protect yourself
in this situation? Purchase uninsured motorist coverage. If you had uninsured
motorist coverage in the amount of $100,000.00 then you would be able
to collect $25,000.00 from the other party and an additional $75,000.00
from your insurance company to total $100,000.00 to compensate you for
your injuries.2
Most people say that it does not seem fair that your insurance company
has to pay for what the other person caused. That may very well be true,
but it is better to have your insurance company pay than for you to have
to pay it yourself. It is not a perfect system, but it is the best option
we have. You can take some consolation in the fact that your insurance
company will then have the right to go after the at fault party for what
it paid out.
At Henningsen Injury Attorneys, P.C., we are committed to ensuring that
our clients receive the best personal injury legal representation that
we can provide. This means that if you are involved in an accident in
Atlanta or throughout the state of Georgia, please call our experienced
Accident Attorney to assist you with your claim.